The Government introduced the Council tax in 1991 and had homes valued into bands dependent on a assessed value.
Since 1991, there has been no revaluation or rebanding. The effect is that many houses that were incorrectly banded are still in that situation.
You can still appeal about your band and there are surveyors who will help you tackle that task.
Check with local neighbours in similar properties as to what band they are in. If they are in a lower band you have a very good chance of getting a lower council tax bill. A Council Tax Reband it could save you thousands.
Tactical Council Tax Savings
- Live in smaller lower banded home. Or with your parents.
- Live in an area where the rates of council tax rates are low.
- Live where council services are run on the basis of good value for tax payers money or where the government subsidy is high.
- ‘If you’re on a low income, whether you’re working or not, and need financial help to pay your Council Tax bill, you may be able to get Council Tax Benefit. Find out more, including who is eligible and information about the Second Adult Rebate’ from Directgov
- Students Don’t Pay Council Tax
- If you live alone, you are entitled to get a 25% discount. Make sure you tell the council though.
- If there is one adult and several students, you are entitled to the 25% discount.
- If the house is empty for renovation, you can claim an exemption for upto 12 months.
- In the local elections vote for a Mayor or Councillors who will control spending (if you have the choice).
Guide to Housing Benefit and Council Tax Benefit 2012-13 by Sam Lister and Martin Ward published by shelter and available from amazon